If you have applied to either the Longmont Community Housing Program or the Boulder County/City of Longmont Down Payment Assistance Program, you must attend a one-on-one pre-purchase counseling session with a housing counselor. First, you must apply to the City of Longmont for either of these programs and be considered income eligible by the City of Longmont before you can schedule a one-on-one pre-purchase session. In the counseling session, the counselor will review your 1st and 2nd (DPA) loans to ensure that you understand the terms of the loans. To this meeting, you must bring 1) the Good Faith Estimate and Truth-in-Lending forms (from your lender), 2) a budget of your current financial situation (all expenses and income), and 3) a budget of your future financial situation (after you purchase). Program staff reserves the right to deny eligibility for an applicant based on the terms of the loan. Sub-prime loans will not be accepted. If the applicant is denied based on their loan, then the Housing Counselor will work with the applicant to restore credit issues, etc. so that the applicant may qualify for a better loan in the future.

Schedule a Pre-Purchase appointment