Personal Finances

Personal Finances

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Through hands-on activity and peer-to-peer learning in our money management workshops, you will acquire a sense of control and a belief that you can have a healthy financial life, both now and in the future.

Financial Stability Workshops

Even during challenging financial times, we can still take steps to move toward a brighter financial future. The Financial Stability experience provides you with tools, skills and pathways to move closer to the life you want and deserve. In these workshops, you’ll engage with people in similar situations and with instructors who make learning fun and interesting (and give out candy along the way).

The Financial Stability series consists of four (4) two-hour workshops:
  • Goal Setting for Financial Stability
  • Budgeting on a Small Income
  • Organizing for Financial Management
  • Communicating for Financial Health


Financial Foundations Workshops series consists of eight (8) two-hour workshops:

With so many choices in life, it can be really difficult to make the most out of the money you earn. The Financial Foundations experience will help you gain meaningful direction for your dollars.

Through these workshops, you will acquire skills and tools to build assets and savings, save for homeownership, and make smart investments. An engaging and knowledgeable community education team will lead interactive workshops on topics such as: saving and investing; demystifying credit; developing spending plans; and weaving financial “inside information” with easy tools to achieve your financial goals. Over the course of eight (8) fun, lively two-hour workshops with like-minded peers, you will emerge with a financial plan you can work with to move you towards the future you want.


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 Homeownership Training Course

Homeownership Training Course (CHFA Approved)

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Homeownership Training

We promise you’ll be glad you spent a Saturday with us expanding your knowledge and comfort in the home buying process. You can interact with home buying experts and other potential homeowners to:

  • Determine how much home you can afford
  • Gain perspective on the upfront and ongoing costs of being a homeowner
  • Identify how your credit impacts your buying power
  • Become confident in figuring out mortgage loan documents
  • Increase your skill and knowledge for working with a realtor
  • Boost your understanding of home inspections


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 Career Development

Career Development

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Request Sign-up Career Workshops | Request a Career One on One

Use this the orange button above to request sign up for Career Development workshops.



Confusing? Concerning? Questions? We’re here to help! Contact us at 720-564-2279 option 3, or

Job Search and Self-Discovery:

Job Search Basics

Want a plan in best way to navigate the online career search? Wondering how to kickstart your professional network to make job connections? Start here!

Creative Job Search

Discover the importance of networking in your job search. 50% of jobs are never advertised or posted. Employers prefer to hire job seekers who are referred by their colleagues and coworkers. Learn innovative ways to find the hidden jobs and get referred.

Career Exploration

Discover how your interests, personality, and values combine to lead you to the career that is right for you.


Resume Basics

Learn the basics of resume writing. This workshop covers why resumes are important in today’s job search process and how to put a basic resume together.

ReZoom Your Resume

Learn the current trends in resume writing and how to target your resume to the position to get your resume noticed.
Note: Please be clear about the job or jobs you want before taking this workshop.

“Walk In” Resume Critiques

No sign-up required; first come, first served. Bring in your resume for a quick review by one of our resume experts.

Cover Letters

Create an effective cover letter to enhance your resume and job application.


Using Facebook & Twitter to Leverage Your Job Search

Find out how Facebook, Twitter and a few other social media sites can radically enhance your chances for finding the perfect job.

LinkedIn Basics

Get started! LinkedIn Basics covers how to create a professional profile, set privacy settings, and make connections with others on LinkedIn.
NOTE: Go to and set up an account. Bring your e-mail address and password to class.

LinkedIn for Job Search

Once your profile is complete see how the power of LinkedIn can connect you with professionals in your field who can refer you to those hidden jobs.

Networking Presentations

Networking presentations showcase speakers from area employers and organizations who offer information on interesting job search topics. Time will be available for networking with other attendees.


Interview Basics

Preparing for your first interview or need to review the basics? Learn how to prepare for an interview, research a company and practice interview questions.

What’s Your Interview I.Q.?

Learn how to interview successfully using a simple formula to showcase your skills and how to prepare good answers to the tough interview questions.
Note: this workshop is four half days, and requires homework between workshop dates.

Interview IQ Snapshot

This workshop is an alternative choice for those who cannot attend the four-day interactive workshop. Interview IQ Snapshot covers the same information as “What’s Your Interview IQ?” but is a condensed information session with no interviewing practice.

Practice Interviews

Practice your interviewing skills with other job seekers! Bring questions you want to be asked and be prepared with your skill/STAR stories. Note: this workshop is for those who have previously taken one of our other interview workshops.


Communicating across Generations

Learn about all FOUR generations currently in the workforce. Explore ways to interview and work effectively with people of all ages.

Transition, Transform, Transcend for 50+ Clients

The world of work is changing: social media and technology are here to stay. Get a new perspective on your career options and move forward with clarity, confidence, and renewed enthusiasm.

Self-Directed Labs (SDLs):

The Self-Directed Lab (SDL) offers custom guide tutorial software that allows you to learn Microsoft Windows (the operating system), and Microsoft Office 2007 or 2010 at your own pace. Microsoft Office is a suite of software programs. Each program performs a specific task and, depending on your job goals, it may not be necessary to learn all of them. The SDL lab facilitator will help you determine your training needs if you are not sure. Windows XP, Vista, or 7, Microsoft Word, Microsoft Excel, Microsoft PowerPoint, Microsoft Access, Microsoft Outlook, Computer Basics, Project, QuickBooks, and SharePoint.

To sign up for an SDL, contact Ron Wilson at 303-413-7096 or

Career Development One on Ones

Career Development Appointments can be scheduled as one-on-one support in conjunction with Career Workshops for additional support or on their own as a means of supporting the job search.

Career Development Appointments are available to support you in:
  • Interview Practice - Have an interview scheduled? Review employer expectations for interviews and practice answering questions with a positive coach.
  • Job Search and Applications – After completing our Job Search workshop, meet with a positive coach on search techniques and application tips and tricks.
  • Resume Development and Support – After completing our Resume workshop or walk-in support, tailor your resume to a specific job posting or industry.
Request Sign-up Career Workshops | Request a Career One a One

 ‭(Hidden)‬ FAQs


I am struggling to make my mortgage payments and worry I am about to go into foreclosure. What should I do?

  • First, call a Housing Counselor to set up an appointment to review your situation and options. A Housing Counselor can help you understand the process and the existing options and programs that could help you avoid foreclosure.
  • Second, call your lender if you haven’t already, to discuss the hardship you are facing and solutions they may be able to offer. If you have already been working with your lender and are confused or frustrated by the process, be sure to bring all the documents and correspondence from your lender to your appointment with the Housing Counselor.

I got a notice on my door that says something about a deferment and that I should call a Housing Counselor. What is this about?

  • House Bill 09-1276 makes several changes in Colorado foreclosure law that may allow homeowners who are in foreclosure an additional 90 days to negotiate a reasonable workout with the mortgage company.
  • Eligible borrowers will receive a Notice of Opportunity for Foreclosure Deferment posting at a highly visible location on their property. This notice gives the homeowner instructions to contact a Housing Counselor within 20 days of the posting.
  • Not all borrowers who receive the Notice of Opportunity for Deferment will be eligible and/or qualified for the deferment.
  • If the borrower is qualified, the borrower must make monthly payments to the mortgage company of 66 2/3% of the monthly payment (Principal and Interest) plus the amount for taxes and insurance and mortgage insurance. These payments MUST BE made in a timely fashion.
  • The first payment is due by the 5th day following the housing counselor’s certificate of qualification for deferment. Payments are due every 30 days thereafter.
  • A deferment will be terminated early if any of the following occurs:
    • The payments are not made on time or in the correct amounts
    • A homeowner transfers ownership of the property
    • A homeowner adds additional charges/liens on the property
    • Another lien on the same property forecloses
    • The homeowner files bankruptcy during the deferment
  • This 90 day foreclosure deferment does not guarantee that a lender will extend a workout option to the borrower to take away the foreclosure. The homeowner must negotiate this separately with the mortgage company.

I think I’m ready to buy my first home. Where do I start?

  • The best place to start the home-buying process is with our Homeownership Training class. This class teaches you everything you need to know from how to review your budget and check your credit score to how to calculate the amount you may be eligible to borrow, how shop for a mortgage, how to choose and work with realtor, how to access the down-payment assistance and affordable home programs in the County and what to look for in an home inspection. This class is offered monthly and you can register at
  • This class can be followed by a one-on-one appointment to review your particular situation and/or review your closing documents to make sure you understand the terms and your responsibilities before you sign.


 Related Links


Housing & Human Services

Phone: 303-441-1000
Fax: 303-441-1523
Submit a question or comment

Mailing Address

P.O. Box 471
Boulder, CO 80306


Benefits: 3460 Broadway
Map & Directions
Housing Phone: 303-441-3929
Housing Fax: 720-564-2283
Hours: 8 a.m.-4:30 p.m. M-F


515 Coffman St.
Map & Directions
Hours: 8 a.m.-4:30 p.m. M-F

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