Health Insurance Assistance

Everyone needs health care, and regular visits to the doctor are important. Because of new health care laws, you may qualify for free or lower-cost health insurance!

The Open Enrollment Period is from November 1st until January 31st 2016, if you need health insurance coverage by January 1st 2016, please act before December 15th 2015.

Call 303-441-1000 or Email for more information or to make an appointment with a Health Coverage Guide.

  • Receive answers to questions about life changes and how to report them
  • Inquire about presentations of the Assistant Site services to organizations, employees or residents
  • To check eligibility or start an application, please visit Colorado PEAK or Connect for Health Co
  • Visit the event page to find a walk-in event near you.
  • More Free In-person Help

Health Coverage Referral Form for Community Partners

Please access a referral form that community partners can use to refer uninsured or underinsured members of their community to a Certified Health Coverage Guide that provides free assistance in obtaining health coverage resources.

See our Expansions Newsletters for featured information about the new health coverage options.

Watch the theater ad for our (Why Me?) outreach campaign for Open Enrollment.

 Health Care Reform

Health Care Reform

The passage of the Patient Protection and Affordable Care Act in 2010 created a number of changes in the private and public health insurance system.

Key Changes Have Already Taken Place

  • Young adults can now remain on their parents’ health insurance until age 26.
  • Insurers can no longer deny coverage to children with pre-existing conditions or exclude those conditions from a child’s coverage. Beginning in 2014, adults cannot be denied insurance because of a health condition.
  • There are no longer caps on the dollar amount of health benefits people can receive in a single year or over the course of a lifetime.
  • Certain preventive health services, such as annual exams, are free to insured Coloradans.

Insurance Requirements

Beginning January 1, 2014, individuals will be required to have health insurance. There are exemptions to the requirement, including people who have certain religious beliefs, people who are members of a federally recognized tribe or who cannot find an affordable plan. People who are not lawfully present in the United States and people who are incarcerated are also not subject to the mandate. The Internal Revenue Service (IRS) will be responsible for enforcing the requirement.

More People will Qualify for Insurance

In order to help people meet the federal requirement to have health insurance, beginning January 1, 2014, two changes will be taking place:

  • More individuals will be able to qualify for health insurance through Medicaid, and
  • A new Health Premium Tax Credit will help lower and middle-income families reduce the costs of buying health insurance when they purchase it through the Connect for Health Colorado marketplace.

An estimated 35,000 uninsured people in Boulder County will be eligible for health insurance through these expansions.

 Medicaid Expansion

Medicaid Expansion

Beginning in January 2014, Medicaid eligibility requirements will expand to 133% of the Federal Poverty Level (FPL) for all individuals. Colorado Medicaid already covers children up to 133% FPL, so the expansion will increase coverage to parents with Medicaid-eligible children and to adults without dependent children.

Increase in Eligibility

The expansion means that Coloradans earning up to 133 percent* of the Federal Poverty Level (FPL) will be eligible for Medicaid.

  • $31,332 per year for a family of four
  • $15,288 per year for an individual

Due to standard deductions that will be made to an individual’s or family’s gross income, households earning up to 138% FPL may be eligible ($32,508 for a family of four; $15,864 for an individual).

You can access Colorado PEAK to see if you are currently eligible for Medicaid. Starting on October 1, 2013, you can use Colorado PEAK to see if you qualify for Medicaid under the expansion.

Learn More

  • Boulder County Housing and Human Services: 303-441-1000
  • Boulder County Healthy Kids: 303-441-1589

 Connect for Health Colorado

Connect for Health Colorado

Health Insurance Marketplace

Connect for Health Colorado is a new online health insurance marketplace that opened on October 1, 2013. This marketplace is sometimes referred to as the “health insurance exchange.” Individuals, families and small employers can shop for and buy health insurance through the Connect for Health Colorado website. Boulder County is a Certified Connect for Health Colorado Assistance Site and has trained Health Coverage Guides to help residents enroll in health insurance. Call 303-441-1000 or email for more information or to make an appointment with a Health Coverage Guide.

Marketplace Helps People Who Are Not Eligible for Medicaid

The marketplace is a new way for Coloradans to get health insurance. It is for residents who currently buy insurance on their own, who are uninsured, or don’t have access to affordable coverage through their employer. This program is not for individuals who are eligible for Medicaid or Medicare or have affordable coverage through an employer. Eligible individuals must be a citizen or lawfully present, not incarcerated and be a Colorado resident.

Through Connect for Health Colorado, individuals and families will be able to purchase private health insurance through carriers like Cigna, Anthem, Kaiser, and Humana. With one application, clients can compare plans based on price, benefits, and quality. Plans will provide comprehensive coverage, including emergency services, hospitalization, maternity/newborn care, prescriptions, mental health services, laboratory services, and pediatric services.

Tax Credit Lowers Insurance Premiums

The Federal Health Premium Tax Credit (also known as an Advanced Premium Tax Credit or APTC) is a new kind of tax credit that lowers monthly health insurance premiums. It is “up-front financial help." These new tax credits will only be available for insurance purchased through the Connect for Health Colorado marketplace.

  • Tax credits are available for income levels from 133% to 400% of the Federal Poverty Level.
  • Individuals earning between $15,856 and $45,960 per year can be eligible.
  • Couples earning between $21,404 and $62,040 per year can be eligible.
  • Families of four earning between $32,499 and $94,200 per year can be eligible.
  • The amount of assistance will be determined on a sliding scale, which means the amount of the tax credit gets smaller the more you make in income. The tax credit can be applied up-front by the IRS.
  • Tax credits are higher for older Coloradans, especially for those ages 55-64.
  • Individuals or families earning more than 400% FPL can still purchase health insurance through Connect for Health Colorado, but the full cost of coverage will have to be paid (not eligible for the tax credit).

Learn More

  • Connect for Health Colorado:
  • Connect for Health Colorado: 1-855-752-6749 (1-855-PLANS-4-YOU)
  • Boulder County Health Coverage Guide: 303-441-1000

 Tax Resources 2014

Tax Resources 2014

A Form 1095-A is a tax form containing information regarding your health insurance status and any financial assistance you may have received through Connect for Health Colorado. The purpose of this form is to help you fill out Form 8962 when you file your taxes.

Form 1095-A contains detailed information such as:

  • How many months you had health insurance in a plan sold through the Marketplace
  • How much you paid in monthly premiums
  • How much financial assistance in the form of an advance premium tax credit was paid to your health plan on your behalf (if any)
  • Who was enrolled in your health plan

Connect for Health Colorado customers will begin to receive 1095-A forms in the mail in February. If you have not received your form, or if you have questions about your form, please contact Connect for Health Colorado customer service directly at 855.752.6749. Additionally, please see the tax resources below for more information:

Tax information resources:



Email Sign-Up

Sign-up for email updates to obtain more information about the health coverage expansion, including Medicaid changes and Connect for Health Colorado education and enrollment events in Boulder County.

 ‭(Hidden)‬ Event Calendar

Calendar of Presentations and Events

List of all our upcoming Presentations & Events

 Related Links


Housing & Human Services

Phone: 303-441-1000
Fax: 303-441-1523
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Mailing Address

P.O. Box 471
Boulder, CO 80306


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