There are three forms for you and the IRS to use that indicate your insurance coverage history each year.
Individuals who have obtained insurance through the Marketplace will receive this form showing their months of coverage and any applicable tax credits.
Individuals who have been covered by Medicaid or CHP+ will receive this form showing their months of coverage.
Individuals who were offered coverage through their employer will receive this form indicating the months for which they were eligible for coverage. In some cases, the form also includes information on whether individuals and dependents were enrolled in health coverage offered by their employer. The employer is also expected to report this information to the IRS.
This form is used to show gaps in coverage and to apply for exemptions to the tax penalty for not having coverage.
This form is used to calculate your final tax credit amount based on your actual income earned. This information is then reconciled to the tax credits that were paid out on your behalf during the year based on the income estimate you used when you applied for assistance.
If you had Marketplace coverage in 2017 you should receive your 1095-A form by the end of February 2018. You can access your 1095-A form through your Connect for Health account in the “My Documents” section.
If you had Medicaid or CHP+ in 2017 you should receive your 1095-B form by the end of February 2018. You can access your 1095-B form through your PEAK account in the “Communications” section.
Did you have a gap in coverage?
You may be exempt from the tax penalty for not being covered for a variety of reasons, such as if your gap was only one month or two months in a row. Also, if you were out of the country for most of the past year, you may also be exempt.
- Information on the tax penalty for not having health coverage.
- Information on all of the types of exemptions available.
Tax Information Resources: